State Payday Loans

If you find yourself needing to borrow money to cover bills or an emergency expense, state payday loans may be able to provide you with the quick cash you need. These short term loans typically range from $50 to $1,000, depending on where you live.

Click on your state below to find out about their state payday loans.

Maximum Payday Loan Amount by State

state payday loans

Note: payday lending is legal in 28 states, with 10 other states allowing some form of short term storefront lending with restrictions. The remaining 12 and the District of Columbia forbid the practice.

While all lenders and LoanPigUSA follow federal regulations, individual states also have laws for lending within their borders. These include regulations dealing with strict adherence to limits on interest rates, rollovers and fees, maximum loan terms, cool-off periods between loans, presentment and more.

A

Alabama
Alaska
Arizona
Arkansas

C

California
Colorado
Connecticut

D
Delaware
F
Florida
G
Georgia
H

Hawaii

I

Idaho
Illinois
Indiana
Iowa

K

Kansas
Kentucky

L

Louisiana

M

Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

N

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota

O

Ohio
Oklahoma
Oregon

P

Pennsylvania

R

Rhode Island

S

South Carolina
South Dakota

T

Tennesse
Texas

U

Utah

V

Vermont
Virginia

W

Washington
Washington DC
West Virginia
Wisconsin
Wyoming

Lending States: Full List

Don't see your state listed? Check out our full list of lending states here.

If you don't have access to a payday loan in your state, you can still find other options to help with financial emergencies. Or if you find yourself in long-term debt problems, consider seeking help in the process of creating a budget and getting out of debt.